Business Checking
City State Bank offers a variety of checking accounts to suit your business' needs.
Business Checking Accounts
| Business Checking* | Business Checking with Interest* | Commercial Checking | |
| Economical Business Account | Must be Sole Proprietor or have proof of Non-Profit status. | Earnings Credit Account good for Corporations, Partnerships or if a lot of activity. | |
|
Earns Interest |
No | Yes | No |
|
Minimum to Open |
$100 | $100 | $500 |
|
Minimum Balance |
No | $800 | No |
|
Free Debit/Credits per Month |
200 | 200 | None |
|
Per Debit or Credit Charge over Free Allowed |
$0.20 | $0.20 |
$0.10 - debits $0.15 - credits |
|
Monthly Fees |
No minimum balance fee $2 maintenance fee |
No minimum
balance fee $2 maintenance fee |
No
minimum balance fee $10 maintenance fee Negative collected funds charge is prime plus 3.0% on negative uncollected balances. Monthly account analysis statements. |
|
Account Features |
Monthly statement with check images. |
Monthly statement with check images. Interest bearing with tiered balances. Minimum of $800 average collected balance to earn interest. |
Monthly statements with check images. *Earnings credit calculated on average collected balance to be used to offset any account fees. |
|
Additional Benefits |
Free online banking Online check images |
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Available Options |
Merchant Deposit Capture City State Bank Platinum Debit MasterCard® Electronic statements Cash Management Investment Sweep |
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* Fees waived for non-profits, civic organizations and associations.
Additional options for Public Entities, please inquire at your local City State Bank location.
For additional information regarding City State Bank business checking accounts, contact us today!Central City Location
Eric Heims, Central City Market President, Direct Phone Line (319) 438-6226, E-Mail
Karla Koehler, Vice President Ag/Commercial Banking, Direct Phone Line (319) 438-1480, E-Mail
Marion Location
Steve Willette, Senior Vice President Commercial Banking, Direct Phone Line (319) 373-1563, E-Mail
Theresa Blong, Vice President Commercial Banking, Direct Phone Line (319) 373-1564, E-Mail
City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.
