Business Savings
City State Bank can help you find the right savings solution to meet your goals.
Business Savings Accounts
| Basic Business Savings | Business Savings | Business Advantage Savings | Business Advantage Plus Savings | |
| With Higher Minimum Balances - Higher Interest Rates | ||||
| Earns Interest | Yes | Yes | Yes | Yes |
| Minimum to Open | $500 | $2,500 | $10,000 | $25,000 |
| Minimum Balance | $500 | $2,500 | $10,000 | $25,000 |
| Monthly Fees | $2 Minimum balance fee if average collected balance falls below $500. | $5 Minimum balance fee if average collected balance falls below $2,500. | $5 Minimum balance fee if average collected balance falls below $10,000. | $10 Minimum balance fee if average collected balance falls below $25,000. |
| Account Features | Monthly statements Interest paid monthly on all balances. |
Monthly statements Interest paid on average collected balances over $2,500. |
Monthly statements Three-tiered interest rates. Interest paid on average collected balances over $10,000. |
Monthly statements Three-tiered interest rates with higher rates. Interest paid on average collected balances over $25,000. |
| Additional Benefits | Free internet banking Free telephone banking Option of electronic statement delivery Free coin counting |
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Community Savings Accounts
| Basic Community Savings | Community Advantage Savings | |
| For Non-Profits and Charitable | ||
| Earns Interest | Yes | Yes |
| Minimum to Open | $50 | $800 |
| Minimum Balance | $50 | $800 |
| Free Db/Cr Month | N/A | N/A |
| Per Debit or Credit Charge over Free Allowed | N/A | N/A |
| Monthly Fees | $2 Minimum balance fee if average daily collected balance falls below $50 | $5 Minimum balance fee if average daily collected balance falls below $800. |
| Account Features |
Monthly statements Interest paid monthly on all balances. |
Monthly statements Five-tiered interest rates. Interest paid on all balances. |
| Additional Benefits | Free
internet banking Free telephone banking Option of electronic statement delivery Free coin counting |
|
Certificate of Deposit
Minimum balance to open is $500. Variety of term lengths. Penalty for early withdrawals before maturity.
For additional information regarding City State Bank business savings accounts, contact us today!Central City Location
Karla Koehler, Vice President Ag/Commercial Banking, Direct Phone Line (319) 438-1480, E-Mail
Eric Heims, Central City Market President, Direct Phone Line (319) 438-1416, E-Mail
Marion Location
Steve Willette, Senior Vice President Commercial Banking, Direct Phone Line (319) 373-1563, E-Mail
Theresa Blong, Vice President Commercial Banking, Direct Phone Line (319) 373-1564, E-Mail
City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.


