Business Savings

City State Bank can help you find the right savings solution to meet your goals.

Business Savings Accounts

Basic Business Savings Business
Savings
Business Advantage Savings Business Advantage Plus Savings
      With Higher Minimum Balances - Higher Interest Rates
Earns Interest Yes Yes Yes Yes
Minimum to Open $500 $2,500 $10,000 $25,000
Minimum Balance $500 $2,500 $10,000 $25,000
Monthly Fees $2 Minimum balance fee if average collected balance falls below $500. $5 Minimum balance fee if average collected balance falls below $2,500. $5 Minimum balance fee if average collected balance falls below $10,000. $10 Minimum balance fee if average collected balance falls below $25,000.
Account Features Monthly statements

Interest paid monthly on all balances.
Monthly statements

Interest paid on average collected balances over $2,500. If you close or reclassify the account before interest is paid, you will not receive the accrued interest.
Monthly statements

Three-tiered interest rates. Interest paid on average collected balances over $10,000. If you close or reclassify the account before interest is paid, you will not receive the accrued interest.
Monthly statements

Three-tiered interest rates with higher rates. Interest paid on average collected balances over $25,000. If you close or reclassify the account before interest is paid, you will not receive the accrued interest.
Additional Benefits Free internet banking
Free telephone banking
Option of electronic statement delivery
Free coin counting
Community Savings Accounts
Basic Community Savings Community Advantage Savings
  For Non-Profits and Charitable
Earns Interest Yes Yes
Minimum to Open $50 $800
Minimum Balance $50 $800
Free Db/Cr Month N/A N/A
Per Debit or Credit Charge over Free Allowed N/A N/A
Monthly Fees $2 Minimum balance fee if average daily collected balance falls below $50 $5 Minimum balance fee if average daily collected balance falls below $800.
Account Features Monthly statements

Interest paid monthly on all balances.
Monthly statements

Five-tiered interest rates. Interest paid on all balances. If you close or reclassify the account before interest is paid, you will not receive the accrued interest.
Additional Benefits Free internet banking
Free telephone banking
Option of electronic statement delivery
Free coin counting

Certificate of Deposit

Minimum balance to open is $500. Variety of term lengths. Penalty for early withdrawals before maturity.