Commercial Loans

City State Bank will work with you to develop a individualized financing solution for your business operation.

• Operating Loans - If you need money to grow, City State Bank offers annual operating loans to cover a variety of business needs. Terms can be up to 12 months. You have access to funds when you need them and only pay interest on the amount outstanding.

• Equipment Loans - Get the money you need for new or used equipment, company use vehicle, capital improvements, or a variety of other items with a choice of terms and payment plans that match the cash flow of your business.

• Real Estate Loans - Whether buying a building, refinancing a current mortgage, expanding or making improvements on your business, you’ll find an array of products with very competitive rates to finance all your real estate needs.

Contact one of our experienced Commercial Loan Officers with any questions or to schedule an appointment to discuss your business finance needs.

Central City Location

Karla Koehler, Vice President Ag/Commercial Banking, Direct Phone Line (319) 438-1480, E-Mail
Eric Heims, Central City Market President, Direct Phone Line (319) 438-1416, E-Mail

Marion Location

Steve Willette, Senior Vice President Commercial Banking, Direct Phone Line (319) 373-1563, E-Mail
Theresa Blong, Vice President Commercial Banking, Direct Phone Line (319) 373-1564, E-Mail

City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.