City State Bank Financial Privacy Policy Notice
City State Bank has always considered your privacy and the confidentiality of your financial information a high priority. We want you to understand what information we collect and how we use it. The Privacy Notice describes our policies and practices concerning Customer Information.
Information We May Collect
We may collect Nonpublic Personal Information about you from the following sources:
• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates or others and
• Information we receive from a consumer reporting agency.
Nonpublic Personal Information (NPI)
NPI is information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and debit card purchase information.
Information We May Disclose
We may disclose the following kinds of nonpublic personal information about you:
• Information we receive from you on applications or other forms, such as your name, social security number, assets and income;
• Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and debit card usage;
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf, to our affiliate holding company or to other financial institutions with whom we have joint marketing agreements.
Parties To Whom NPI May Be Disclosed
We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements such as a credit card issuer:
• Information we receive from you on applications or other forms, such as your name, address, social security number.
• Information about your transactions with us, our affiliates, or others such as your payment history or account balance.
• Information we receive from a consumer reporting agency such as your credit worthiness and credit history.
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice. We do not sell our customer information to any third party.
Our Security Procedures
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
