Personal Checking
City State Bank offers a variety of accounts to suit your individual needs.
Each of our checking accounts offer Free Online Banking, Automatic Funds Transfers and Direct Deposit. Overdraft Privilege is available for qualifying accounts.
ATM transactions with your City State Bank Platinum Debit MasterCard® are surcharge-free wherever you see the SHAZAM and Privileged Status symbols. SHAZAM Privileged Status ATM Locator.
Choose the Checking Account That Is Right For You
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Free Checking |
Personal Checking |
Checking with Interest |
|
| Attractive For Those Who Want Paper Check Images | Interest Checking For Individuals | ||
|
Earns Interest |
No | No | Yes |
|
Minimum to Open |
$100 | $100 | $100 |
|
Minimum Balance |
No | $500 | $800 |
|
Debits |
Unlimited and Free | Unlimited and Free if average daily balance above $500. Otherwise, each debit in excess of 25 charged $.10. | Unlimited and Free |
|
Monthly Fees |
No | No if average
daily balance $500 or more. $0-$499.99=$5 fee. |
$5 balance fee if average daily balance falls below $800. |
|
Account Features |
Following service fees are waived: ATM/Debit card, cashiers check, money orders, sweep fees. | Monthly statement with check images. | Monthly statement with
check images. Interest bearing account |
|
Additional Benefits |
Free online banking Free online bill pay Online check images |
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Available Options |
City State Bank Platinum Debit MasterCard® Electronic statement delivery |
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For additional information regarding City State Bank personal checking accounts, contact us today!
Marion Location: Bethany Jauron, Personal Banker, Phone (319) 373-4100, E-Mail
Central City Location: Lori Cole, Vice President/Central City Branch Manager, Phone (319) 438-6621, E-Mail
City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.![]()


