Personal Checking
City State Bank offers a variety of accounts to suit your individual needs.
Each of our checking accounts offer Free Online Banking, Telephone Banking, Automatic Funds Transfers and Direct Deposit. Overdraft Privilege is available for qualifying accounts. Plus receive a complimentary box of checks when your account is opened.
ATM transactions with your City State Bank SHAZAM ATM/Debit card are surcharge-free wherever you see the SHAZAM and Privileged Status symbols. SHAZAM Privileged Status ATM Locator.
Choose the Checking Account That Is Right For You
|
Free Checking |
Free Checking Plus |
Student Checking |
Regular Checking |
Interest Checking |
|
| Ideal For The Internet Savvy | Ideal For The Internet Savvy | Attractive For Those Who Want Paper Check Images | Interest Checking For Individuals | ||
| Earns Interest | No | No | No | No | Yes |
| Minimum to Open | $100 | $100 | $100 | $100 | $800 |
| Minimum Balance | No | No | No | $500 | $800 |
| Debits | Unlimited and Free | Unlimited and Free | Unlimited and Free | Unlimited and Free if average daily balance above $500. Otherwise, each debit in excess of 25 charged $.10. | Unlimited and Free if average daily balance above $800. Otherwise, each debit charged $.20. |
| Monthly Fees | No | No | No | No if average
daily balance $500 or more. $300-$499=$4 $100-$299=$5 <$100=$6 fee |
$5 maintenance fee if average daily balance falls below $800. |
| Account Features |
Mailed monthly statement with no images. First box specialty checks free. ATM/Debit card monthly fee waived with 5+ point of sale transactions. |
Electronic delivery of monthly statement. First box of specialty checks free. Following service fees are waived: ATM/Debit card, cashiers check, money orders, sweep fees. May open a Savings Plus Account |
Electronic delivery of
monthly statement. First box of specialty checks free. Following service fees are waived: ATM/Debit card, cashiers check, money orders, sweep fees. May open a Savings Plus Account |
Mailed monthly statement with check images. First box of specialty checks free. ATM/Debit card monthly fee waived with 5+ point of sale transactions. |
Mailed monthly statement with check images.
First box of specialty checks free. ATM/Debit card monthly fee waived with 5+ point of sale transactions. Tiered interest account |
| Additional Benefits | Free internet banking Online check images Free telephone banking |
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| Available Options | ATM/Debit Card Electronic statement delivery |
ATM/Debit Card |
ATM/Debit Card | ATM/Debit Card Electronic statement delivery |
ATM/Debit Card Electronic statement delivery |
For additional information regarding City State Bank personal checking accounts, contact us today!
Central City Location
Tracy Fisher, Assistant Vice President and Central City Branch Manager, Direct Phone Line (319) 438-1191, E-Mail
Marion Location
Renee Isenberg, Vice President Retail Banking, Direct Phone Line (319) 373-1567, E-Mail
City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.
