Personal Deposit Account Interest Rates
City State Bank offers a wide range of deposit accounts and competitive rates on our interest-bearing accounts.
For Mortgage Rates or Consumer Loan Rates, please call our Central City branch at (319) 438-6621 or Marion at (319) 373-4100.
Rates Effective January 12, 2012 - Deposit Account Rates are variable and may change after the account is opened.
Checking with Interest, Savings & Money Market Accounts
| Account | Interest Rate | Annual Percentage Yield (APY) |
Minimum Deposit to Open | Minimum Deposit Required (MDR) to Obtain APY* |
| Checking with Interest | .10% | .10% |
$100 | $.01 |
| Christmas Club Savings | .25% | .25% | $1 | $.01 |
| Cool Cat Club
Savings (Kids up to 13) |
.25% | .25% | $1 | $.01 |
| Statement Savings | .10% | .10% | $50 | $.01 |
| Advantage Money Market |
.20% .25% .40% .55% |
.20% .25% .40% .55% |
$1,000 | $1,000 $10,000 $50,000 $100,000 |
Certificates of Deposit (CD) & Individual Retirement Accounts (IRA)**
| Account | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Deposit Required (MDR) to Obtain APY* |
| FLEX IRA Time Certificate | 1.00% | 1.00% | $100 | $100 |
| 60 Month CD/IRA | 1.49% | 1.50% | $500 | $500 |
| 48 Month CD/IRA | 1.35% | 1.35% | $500 | $500 |
| 36 Month CD/IRA | 1.10% | 1.10% | $500 | $500 |
| 30 Month CD/IRA | .90% | .90% | $500 | $500 |
| 24 Month CD/IRA | .80% | .80% | $500 | $500 |
| 18 Month CD/IRA | .75% | .75% | $500 | $500 |
| 12 Month CD/IRA | .55% | .55% | $500 | $500 |
| 6 Month CD/IRA | .35% | .35% | $500 | $500 |
| 3 Month CD/IRA | .25% | .25% | $500 | $500 |
| Current Certificate of Deposit Special Offerings | ||||
| 35 Month CD/IRA Special Bump-Up*** | 1.74% | 1.75% | $500 | $500 |
| 21 Month CD/IRA Special Bump-Up*** | 1.35% | 1.35% | $500 | $500 |
| 11 Month CD/IRA Special | 1.00% | 1.00% | $500 | $500 |
* Fees could reduce earnings.
** A penalty may be imposed for premature withdrawals.
***Variable rate APY will vary dependent on timing of election to “bump up” rate. Specials available for a limited time only. APY (Annual Percentage Yield) subject to change at any time. The bump-up rate must be of the closest like term (e.g. 21 month could choose the 24 month rate and the 37 month could choose the 36 month rate). The bump-up option can be exercised one time.
Central City LocationAngie Van Pelt, Branch Manager, Phone (319) 438-6621, E-Mail
Marion Location
Katie Coleman, Assistant Branch Manager, Phone (319) 373-4100, E-Mail
City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.
