Personal Deposit Account Interest Rates
City State Bank offers a wide range of deposit accounts and competitive rates on our interest-bearing accounts.
For Mortgage Rates or Consumer Loan Rates, please call our Central City branch at (319) 438-6621 or Marion at (319) 373-4100.
Rates Effective March 1, 2010 - Deposit Account Rates are variable and may change after the account is opened.
Interest Checking, Savings & Money Market Accounts
| Account | Interest Rate | Annual Percentage Yield (APY) |
Minimum Deposit to Open | Minimum Deposit Required (MDR) to Obtain APY* |
| Interest Checking | .10% .15% |
.10% .15% |
$800 | $.01 $800 |
| Christmas Club Savings | .35% | .35% | $1 | $.01 |
| Cool Cat Club Savings (Kids up to 13) |
.35% | .35% | $1 | $.01 |
| Statement Savings | .10% | .10% | $50 | $.01 |
| Savings Plus (Requires Free Checking Plus Account) |
.65% 1.44% 1.44% 1.74% 1.74% |
.65% 1.45% 1.45% 1.75% 1.75% |
$1 | $.01 $10,000 $25,000 $100,000 $250,000 |
| Basic Money Market | .30% .35% |
.30% .35% |
$1,000 | $1000 $2500 |
| Advantage Money Market | .76% .85% 1.23% 1.33% |
.76% .85% 1.24% 1.34% |
$10,000 | $.01 $10,000 $50,000 $100,000 |
| Advantage Plus Money Market | 1.05% 1.44% |
1.06% 1.45% |
$25,000 | $25,000 $250,000 |
Certificates of Deposit (CD) & Individual Retirement Accounts (IRA)**
| Account | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Deposit Required (MDR) to Obtain APY* |
| FLEX IRA Time Certificate | 1.30% | 1.30% | $100 | $100 |
| 60 Month CD/IRA | 2.44% | 2.45% | $500 | $500 |
| 48 Month CD/IRA | 1.99% | 2.00% | $500 | $500 |
| 36 Month IRA Special (Variable Rate)*** |
2.58% | 2.60% | $500 | $500 |
| 36 Month IRA Special (Fixed Rate)*** |
2.58% | 2.60% | $500 | $500 |
| 36 Month CD | 1.84% | 1.85% | $500 | $500 |
| 35 Month CD/IRA Special | 2.54% | 2.55% | $500 | $500 |
| 30 Month CD/IRA | 1.44% | 1.45% | $500 | $500 |
| 24 Month CD/IRA | 1.30% | 1.30% | $500 | $500 |
| 21 Month CD/IRA Special | 1.99% | 2.00% | $500 | $500 |
| 18 Month CD/IRA | 1.20% | 1.20% | $500 | $500 |
| 12 Month CD/IRA | .90% | .90% | $500 | $500 |
| 10 Month CD/IRA Special | 1.69% | 1.70% | $500 | $500 |
| 6 Month CD/IRA | .70% | .70% | $500 | $500 |
| 3 Month CD/IRA | .55% | .55% | $500 | $500 |
* Fees could reduce earnings.
** A penalty may be imposed for premature withdrawals.
*** 36 Month IRA Specials available for a limited time only. APY (Annual Percentage Yield) effective March 1, 2010 and subject to change at any time. $500 minimum, fixed rate guaranteed for 36 months; variable rate may change after account opening; a penalty may be imposed for early withdrawals.
For additional information regarding City State Bank personal deposit accounts, contact us today!
Central City Location
Tracy Fisher, Assistant Vice President and Central City Branch Manager, Direct Phone Line (319) 438-1191, E-Mail
Marion Location
Renee Isenberg, Vice President Retail Banking, Direct Phone Line (319) 373-1567, E-Mail
City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.
