Personal Deposit Account Interest RatesFederal Deposit Insurance Corporation

City State Bank offers a wide range of deposit accounts and competitive rates on our interest-bearing accounts.

For Mortgage Rates or Consumer Loan Rates, please call our Central City branch at (319) 438-6621 or Marion at (319) 373-4100.  

Rates Effective June 26, 2008 - Deposit Account Rates are variable and may change after the account is opened.

Interest Checking, Savings & Money Market Accounts

Account Interest Rate Annual
Percentage Yield (APY)		 Minimum Deposit to Open Minimum Deposit Required (MDR) to Obtain APY*
Interest Checking .20%
.30%		 .20%
.30%		 $800 $.01
$800
Christmas Club Savings 1.20% 1.21% $1 $.01
Cool Cat Club Savings
(Kids up to 13)		 .75% .75% $1 $.01
Statement Savings .75% .75% $50 $.01
Savings Plus

(Requires Free Checking Plus Account)		 1.50%
2.50%
2.50%
3.00%
3.00%		 1.51%
2.53%
2.53%
3.04%
3.04%		 $1 $.01
$10,000
$25,000
$100,000
$250,000
Basic Money Market 1.20%
1.30% 		1.21%
1.31% 		$1,000 $1000
$2500
Advantage Money Market 1.20%
1.50%
2.00%
2.00%		 1.21%
1.51%
2.02%
2.02%		 $10,000 $.01
$10,000
$50,000
$100,000
Advantage Plus Money Market 2.00%
2.50%		 2.02%
2.53%		 $25,000 $25,000
$250,000
Investor Money Market 2.50%
2.72%
3.00%		 2.53%
2.75%
3.04%		 $10,000 $10,000
$50,000
$100,000

Certificates of Deposit (CD) & Individual Retirement Accounts (IRA)**

Account Interest Rate Annual Percentage Yield (APY) Minimum Deposit to Open Minimum Deposit Required (MDR) to Obtain APY*
FLEX IRA Time Certificate 2.50% 2.52% $100 $100
60 Month CD/IRA 3.47% 3.50% $500 $500
48 Month CD/IRA 3.47% 3.50% $500 $500
36 Month CD/IRA 3.22% 3.25% $500 $500
30 Month CD/IRA 2.98% 3.00% $500 $500
25 Month CD/IRA Special 3.97% 4.01% $500 $500
24 Month CD/IRA 2.98% 3.00% $500 $500
18 Month CD/IRA 2.73% 2.75% $500 $500
12 Month CD/IRA 2.44% 2.45% $500 $500
9 Month CD/IRA Special 3.37% 3.40% $500 $500
6 Month CD/IRA 2.14% 2.15% $500 $500

* Fees could reduce earnings.
** A penalty may be imposed for premature withdrawals.