Personal Deposit Account Interest RatesFederal Deposit Insurance Corporation

City State Bank offers a wide range of deposit accounts and competitive rates on our interest-bearing accounts.

For Mortgage Rates or Consumer Loan Rates, please call our Central City branch at (319) 438-6621 or Marion at (319) 373-4100.  

Rates Effective March 1, 2010 - Deposit Account Rates are variable and may change after the account is opened.

Interest Checking, Savings & Money Market Accounts

Account Interest Rate Annual
Percentage Yield (APY)
Minimum Deposit to Open Minimum Deposit Required (MDR) to Obtain APY*
Interest Checking .10%
.15%
.10%
.15%
$800 $.01
$800
Christmas Club Savings .35% .35% $1 $.01
Cool Cat Club Savings
(Kids up to 13)
.35% .35% $1 $.01
Statement Savings .10% .10% $50 $.01
Savings Plus

(Requires Free Checking Plus Account)
.65%
1.44%
1.44%
1.74%
1.74%
.65%
1.45%
1.45%
1.75%
1.75%
$1 $.01
$10,000
$25,000
$100,000
$250,000
Basic Money Market .30%
.35%
.30%
.35%
$1,000 $1000
$2500
Advantage Money Market .76%
.85%
1.23%
1.33%
.76%
.85%
1.24%
1.34%
$10,000 $.01
$10,000
$50,000
$100,000
Advantage Plus Money Market 1.05%
1.44%
1.06%
1.45%
$25,000 $25,000
$250,000

Certificates of Deposit (CD) & Individual Retirement Accounts (IRA)**

Account Interest Rate Annual Percentage Yield (APY) Minimum Deposit to Open Minimum Deposit Required (MDR) to Obtain APY*
FLEX IRA Time Certificate 1.30% 1.30% $100 $100
60 Month CD/IRA 2.44% 2.45% $500 $500
48 Month CD/IRA 1.99% 2.00% $500 $500
36 Month IRA Special
(Variable Rate)
***
2.58% 2.60% $500 $500
36 Month IRA Special
(Fixed Rate)
***
2.58% 2.60% $500 $500
36 Month CD 1.84% 1.85% $500 $500
35 Month CD/IRA Special 2.54% 2.55% $500 $500
30 Month CD/IRA 1.44% 1.45% $500 $500
24 Month CD/IRA 1.30% 1.30% $500 $500
21 Month CD/IRA Special 1.99% 2.00% $500 $500
18 Month CD/IRA 1.20% 1.20% $500 $500
12 Month CD/IRA .90% .90% $500 $500
10 Month CD/IRA Special 1.69% 1.70% $500 $500
6 Month CD/IRA .70% .70% $500 $500
3 Month CD/IRA .55% .55% $500 $500

* Fees could reduce earnings.
** A penalty may be imposed for premature withdrawals.
*** 36 Month IRA Specials available for a limited time only. APY (Annual Percentage Yield) effective March 1, 2010 and subject to change at any time. $500 minimum, fixed rate guaranteed for 36 months; variable rate may change after account opening; a penalty may be imposed for early withdrawals.

For additional information regarding City State Bank personal deposit accounts, contact us today!

Central City Location

Tracy Fisher, Assistant Vice President and Central City Branch Manager, Direct Phone Line (319) 438-1191, E-Mail

Marion Location
 
Renee Isenberg, Vice President Retail Banking, Direct Phone Line (319) 373-1567, E-Mail

City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.Federal Deposit Insurance Corporation