Personal Deposit Account Interest Rates
City State Bank offers a wide range of deposit accounts and competitive rates on our interest-bearing accounts.
For Mortgage Rates or Consumer Loan Rates, please call our Central City branch at (319) 438-6621 or Marion at (319) 373-4100.
Rates Effective Wednesday, May 15, 2013 - Deposit Account Rates are variable and may change after the account is opened.
Checking with Interest, Savings & Money Market Accounts
| Account | Interest Rate | Annual Percentage Yield (APY) |
Minimum Deposit to Open | Minimum Deposit Required (MDR) to Obtain APY* |
| Checking with Interest | .05% | .05% |
$100 | $.01 |
| Christmas Club Savings | .25% | .25% | $1 | $.01 |
| Cool Cat Club
Savings (Kids up to 13) |
.25% | .25% | $1 | $.01 |
| Statement Savings | .10% | .10% | $50 | $.01 |
| Advantage Money Market |
.05% .05% .15% .25% |
.05% .05% .15% .25% |
$1,000 | $1,000 $10,000 $50,000 $100,000 |
Certificates of Deposit (CD) & Individual Retirement Accounts (IRA)**
| Account | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Deposit Required (MDR) to Obtain APY* |
| FLEX IRA Time Certificate | .80% | .80% | $100 | $100 |
| IRA Money Market | .75% | .75% | $100 | $100 |
| 60 Month CD/IRA | 1.15% | 1.15% | $500 | $500 |
| 48 Month CD/IRA | .90% | .90% | $500 | $500 |
| 36 Month CD/IRA | .75% | .75% | $500 | $500 |
| 30 Month CD/IRA | .75% | .75% | $500 | $500 |
| 24 Month CD/IRA | .55% | .55% | $500 | $500 |
| 18 Month CD/IRA | .50% | .50% | $500 | $500 |
| 12 Month CD/IRA | .40% | .40% | $500 | $500 |
| 6 Month CD/IRA | .25% | .25% | $500 | $500 |
| 3 Month CD/IRA | .15% | .15% | $500 | $500 |
| Current Certificate of Deposit Special Offerings | ||||
| 31 Month CD/IRA Special Bump-Up1,2 | 1.20% | 1.20% | $500 | $500 |
| 15 Month CD/IRA Special | .95% | .95% | $500 | $500 |
| 7 Month CD/IRA Special | .75% | .75% | $500 | $500 |
* Fees could reduce earnings.
** A penalty may be imposed for premature withdrawals.
1 The bump-up rate must be of the
closest regular like term. The bump-up option can be exercised one time.
2 For IRAs only, may have a one-time
addition of $5,000 to $50,000 during the original term.
Marion Location: Bethany Jauron, Personal Banker, Phone (319) 373-4100, E-Mail
Central City Location: Lori Cole, Vice President/Central City Branch Manager, Phone (319) 438-6621, E-Mail
City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.
