Personal Deposit Account Interest RatesFederal Deposit Insurance Corporation

City State Bank offers a wide range of deposit accounts and competitive rates on our interest-bearing accounts.

For Mortgage Rates or Consumer Loan Rates, please call our Central City branch at (319) 438-6621 or Marion at (319) 373-4100.  

Rates Effective Wednesday, May 15, 2013 - Deposit Account Rates are variable and may change after the account is opened.

Checking with Interest, Savings & Money Market Accounts

Account Interest Rate Annual
Percentage Yield (APY)
Minimum Deposit to Open Minimum Deposit Required (MDR) to Obtain APY*
Checking with Interest .05% .05%
$100 $.01
Christmas Club Savings .25% .25% $1 $.01
Cool Cat Club Savings
(Kids up to 13)
.25% .25% $1 $.01
Statement Savings .10% .10% $50 $.01
Advantage Money Market

.05%
.05%
.15%
.25%
.05%
.05%
.15%
.25%
$1,000 $1,000
$10,000
$50,000
$100,000

Certificates of Deposit (CD) & Individual Retirement Accounts (IRA)**

Account Interest Rate Annual Percentage Yield (APY) Minimum Deposit to Open Minimum Deposit Required (MDR) to Obtain APY*
FLEX IRA Time Certificate .80% .80% $100 $100
IRA Money Market .75% .75% $100 $100
60 Month CD/IRA 1.15% 1.15% $500 $500
48 Month CD/IRA .90% .90% $500 $500
36 Month CD/IRA .75% .75% $500 $500
30 Month CD/IRA .75%  .75% $500 $500
24 Month CD/IRA .55% .55% $500 $500
18 Month CD/IRA .50% .50% $500 $500
12 Month CD/IRA .40% .40% $500 $500
6 Month CD/IRA .25% .25% $500 $500
3 Month CD/IRA .15% .15% $500 $500
Current Certificate of Deposit Special Offerings
31 Month CD/IRA Special Bump-Up1,2 1.20% 1.20% $500 $500
15 Month CD/IRA Special .95% .95% $500 $500
  7 Month CD/IRA Special  .75%  .75% $500 $500

*  Fees could reduce earnings.
** A penalty may be imposed for premature withdrawals.

 1 The bump-up rate must be of the closest regular like term. The bump-up option can be exercised one time.  
 2 For IRAs only, may have a one-time addition of $5,000 to $50,000 during the original term.

For additional information regarding City State Bank deposit rates, contact us today!

Marion Location: Bethany Jauron, Personal Banker, Phone (319) 373-4100, E-Mail
Central City Location: Lori Cole, Vice President/Central City Branch Manager, Phone (319) 438-6621, E-Mail

City State Bank's primary trade area is Linn County, Iowa and its contiguous counties: Johnson, Cedar, Jones, Delaware, Buchanan, Benton and Iowa Counties.Federal Deposit Insurance Corporation