Services

City State Bank offers the following additional services at each of our branches.

ATM

• ATM/Debit Cards
  City State Bank offers the SHAZAM ATM/Debit card for use both as a cash card and for point-of-sale purchases.
  $1 Monthly fee waived when used for 5+ Point of Sale Transactions per statement cycle.
  Your City State Bank debit card offers added online security with MasterCard® SecureCode™



• City State Bank ATM Locations
  City State Bank, 4th St. North, Central City (business hours only)
  City State Bank, 325 Oak Brook Drive (Marion Bypass), Marion
  R&R One Stop, Hwy 13, Central City

  City State Bank is a Shazam Privileged Status Member. Use non-CSB ATMs Surcharge Free when you see the Shazam and Privileged Status symbols. Shazam Privileged Status ATM Locator

Check Reorder

• Deluxe Check Reorder
  You may reorder your checks directly with Deluxe Corporation. Just go to www.deluxe.com

Credit Cards

• City State Bank Visa®Platinum Card
  Stop by and apply today for a Visa®Platinum Card with no annual fee or a Score Card Visa® Platinum Card, where you can earn points redeemable for merchandise and travel for a nominal fee. Learn more...

Deposit Services

• Night Deposit
  A Night Depository is located at each branch to drop off deposits, loan payments and other correspondence after hours.
• Direct Deposit
  Automatically deposit your Payroll or Social Security check into your account.
• Safe Deposit Boxes
  Several sizes available with reasonable rental rates. Safe Deposit Boxes and their contents are not FDIC insured.

Overdraft Protection

• Overdraft Privilege

  Personal Checking Account customers who maintain their account in good standing (defined as making regular deposits and bringing your account to a positive balance for a period of at least one business day at least once every 30 days) and meet other eligibility requirements are automatically provided the Bounce Protection overdraft privilege. Bounce Protection requires no action on your part and you do not have to sign anything.

  Bounce Protection provides a safety net for Free Checking, Free Checking Plus, Regular Checking accounts and Interest Checking accounts that may protect you if you overdraw your account. If you use Bounce protection, you are charged our standard NSF fee for each transaction.

  The privilege saves you the embarrassment and additional charges associated with having a check returned to a merchant. As before, you will be notified if an overdraft occurs.

  Your Bounce Protection overdraft privilege may be available to you via a teller, by writing a check, making a debit card or ATM transaction or with ACH- Auto Debit transactions. This limit will not be reflected in your account balance provided by a teller, ATM, NetTeller or InTouch telephone banking.

  Eligible customers received notification of Bounce Protection via mail at the time of service inception. New customers since that date may be eligible upon meeting program requirements. Bounce Protection should not be considered or used as a line of credit or as a regular source of funds. We encourage you to manage your finances responsibly. For more information, please stop by or call us.

• Overdraft Protection - Sweeps
  Avoid a returned check and the cost of a NSF. We can place a sweep on your savings or money market account to 'sweep' money into your checking account when funds are needed at the cost of $2.00 per sweep.
• Overdraft Protection - Line of Credit
  A pre-approved loan that will cover your checking account overdrafts.

Transfers

• AFT - Automatic Funds Transfer
  Set up pre-authorized and automatic payments of your bills or loan payments.
• Wire Transfers
  Same day transfer of funds to almost anywhere in the United States. If transferring funds to City State Bank, provide the transferor with the Wire Transfer Receiving Instructions. If transferring funds from City State Bank, see City State Bank's Wire Transfer Sending Instructions. Cutoff for same day processing of wire transfer requests is 2:30 pm.
  Wire Transfer Instructions

Other Services

• Savings Bonds
  City State Bank is an authorized agent for selling, exchanging and redeeming US Savings Bonds.
  Customer Service can help you with your I, EE, or HH savings bonds or questions.
  Savings Bond Wizard Tools to help you manage your savings bonds.
  Purchase Bonds Direct from the Government
• Traveler's Cards

• Looking for Online Bill Pay Services? Try Paytrust